9 Pye Corner
Rogerstone
Newport
NP10 9ES

Financial Protection

Retirement Planning

Retirement planning is much more than simply starting or increasing a pension plan More › ›

Savings & Investments

Mortgages

At any one time, there may be over 1500 different mortgages available.. More › ›

Other Services

We offer general insurance & a will writing service. More › ›

Life Assurance

Life Assurance is needed for only one reason - to provide money for people who depend on you. If there is no one who will be financially distressed by your death, life assurance is not needed. If there are other persons who dependant on you, then it becomes extremely important.

We can ensure that any cover you may currently have has competitive premiums and that you are not under or over insured.

Critical Illness Insurance

These policies are designed to pay out a lump sum if you are diagnosed with any one of a number of named serious illnesses. The important difference from life assurance is that the sum is paid while you are living to allow you to deal with your financial affairs. To quote Dr Marius Barnard who together with his brother Dr Christian Barnard, were the pioneering heart transplant surgeons and fiercely campaigned for insurance companies in South Africa to launch a ‘dread disease’ insurance policy.

To a patient needing a heart operation;

“Would you rather lose your house or your mortgage?”

The illnesses covered vary between different insurance companies, we can ensure you know what each policy covers and whether it is suitable for your needs.

Income Protection

These policies are designed to pay out a monthly amount to cover a proportion of your income which may be reduced or lost due to prolonged illness. They usually have a deferred period of between 4 and 52 weeks before they pay benefits.

We can ensure that you are adequately covered and that any policy required fits in exactly with the sick pay scheme your employer may already provide you.